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The REWD Journal

Strategies for dividend investors.

Deep dives into dividend investing, FIRE math, and building passive income, written for investors who want to retire early.

Updated weekly · Data

The Dividend YouTube Index

Which dividend stocks and ETFs creators are pitching this week — ranked by mentions, and checked against their real payout ratios.

All articles

20 articles
Income Investing

How to Build a $1,000/Month Dividend Portfolio

A step-by-step guide to building a dividend portfolio that generates $1,000 per month in passive income.

ETF Investing

SCHD vs JEPI: Complete Dividend ETF Comparison

A deep-dive comparison of SCHD and JEPI — yield, total return, risk, dividend growth, and which is best for your portfolio.

Investment Strategy

Best Healthcare Dividend Stocks for 2026

The best healthcare dividend stocks — from pharma giants to medical device leaders. Covers JNJ, ABBV, PFE, ABT, and more.

Investment Strategy

Best Utility Dividend Stocks for 2026

The best utility dividend stocks — from renewable energy leaders to traditional power companies. Covers NEE, DUK, SO, D, and more.

Getting Started

Dividend Investing for Beginners: A Complete 2026 Guide

Everything you need to know about dividends — how they work, key metrics, building your first portfolio, and common mistakes to avoid.

Investment Strategy

DRIP Investing Explained: How Dividend Reinvestment Builds Wealth

How dividend reinvestment plans work, the compounding math over 10-30 years, tax implications, and when to stop DRIPing.

Income Investing

REITs for Dividend Income: Complete Guide for 2026

How REITs deliver 4-8% yields, the best sectors for income, tax treatment, and why REITs belong in your Roth IRA.

Investment Strategy

Dividend Growth vs. High Yield: Which Strategy Wins Over 30 Years?

The math behind growth vs. yield strategies, crossover point analysis, and which approach fits your investor profile.

Getting Started

How to Start a Dividend Portfolio with $1,000, $5,000, or $10,000

Sample portfolios at every budget level with growth projections, ETF vs. stock allocation, and step-by-step action plans.

FIRE Strategy

Living Off Dividends: How Much Do You Need?

The math of living off dividends at every expense level, with tax strategies and realistic timelines.

Risk Management

How to Avoid Dividend Yield Traps: 7 Red Flags

Seven warning signs that separate genuine income opportunities from yield traps that destroy portfolios.

ETF Investing

Best Dividend ETFs Compared: SCHD vs VYM vs VIG vs HDV

In-depth comparison of the top four dividend ETFs on yield, growth, sectors, and performance.

Tax Strategy

Tax-Efficient Dividend Investing: Roth vs Traditional vs Taxable

Where you hold your dividend stocks matters as much as which stocks you pick. Learn asset location strategy.

Income Investing

Monthly Dividend Stocks: Complete Guide for 2026

Everything you need to know about monthly dividend payers — REITs, BDCs, ETFs, and staggering strategies.

Dividend Aristocrats

Top 10 Dividend Aristocrats for 2026

Analysis of the best stocks with 25+ years of consecutive dividend increases.

FIRE Strategy

How to Retire Early on $50K/Year

How much you need invested in dividend stocks to generate $50K in passive income.

Investing Guide

Building a Safe Dividend Portfolio

Essential strategies for constructing a diversified, sustainable dividend portfolio.