United Security Bancshares (UBFO) Dividend Yield, History & Safety Analysis
United Security Bancshares (UBFO) pays an attractive 4.57% dividend yield, or $0.48 per share annually at a stock price of $10.51. UBFO has increased its dividend for 3 consecutive years. The payout ratio of 69% is moderate. The dividend is currently covered by earnings but leaves less room for growth. Earnings cover the dividend 1.5x. Dividend growth is slowing — the 3-year CAGR of -6.5% trails the 5-year rate of -3.9%. The most recent ex-dividend date was December 26, 2025.
- Dividend Yield
- 4.57%
- Annual Dividend
- $0.48
- Payout Ratio
- 68.6%
- Consecutive Years of Growth
- 3
- Ex-Dividend Date
- 2025-12-26
- Sector
- Financial Services
- Earnings Per Share
- $0.70
Frequently Asked Questions
What is UBFO's current dividend yield?
United Security Bancshares (UBFO) has a dividend yield of 4.57%, paying $0.48 per share annually.
How often does UBFO pay dividends?
United Security Bancshares typically pays dividends on a quarterly basis. The annual dividend totals $0.48 per share.
Is UBFO's dividend safe?
United Security Bancshares's dividend safety is rated "Moderate." The payout ratio of 69% is moderate. The dividend is currently covered by earnings but leaves less room for growth. Earnings cover the dividend 1.5x.
When is UBFO's next ex-dividend date?
The most recent ex-dividend date for United Security Bancshares was December 26, 2025. Ex-dividend dates are typically announced a few weeks before the payment date.
What is UBFO's dividend growth rate?
United Security Bancshares has a 5-year dividend compound annual growth rate (CAGR) of -3.9%.
What is UBFO's payout ratio?
United Security Bancshares has a payout ratio of 69%, meaning it distributes 69% of its earnings as dividends. This is a moderate level.
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