Oconee Financial Corp (OSBK) Dividend Analysis
Comprehensive dividend yield, safety, growth, and income analysis for OSBK.
Oconee Financial Corp (OSBK) pays a solid 2.16% dividend yield, or $1.15 per share annually at a stock price of $53.21. 5 consecutive years of dividend increases — qualifying as a Dividend Challenger (5+ years). The payout ratio of 23% is well within sustainable levels, leaving room for future increases. Earnings cover the dividend 4.3x. Dividend growth is slowing — the 3-year CAGR of 10.6% trails the 5-year rate of 12.1% and the 10-year rate of 11.1%. The most recent ex-dividend date was March 13, 2026.
Dividend Overview
Oconee Financial Corp (OSBK) pays a solid 2.16% dividend yield, or $1.15 per share annually at a stock price of $53.21. OSBK has increased its dividend for 5 consecutive years.
Dividend Safety
The payout ratio of 23% is well within sustainable levels, leaving room for future increases.
DRIP Projection
$10,000 invested in OSBK with dividends reinvested would grow to approximately $14,523 after 10 years, generating roughly $983/year in dividend income. This projection assumes the current 2.16% yield and a 12.1% annual dividend growth rate with all dividends reinvested.
| Year | Portfolio Value | Annual Income | Total Return |
|---|---|---|---|
| Year 1 | $10,216 | $248 | +2% |
| Year 5 | $11,453 | $438 | +15% |
| Year 10 | $14,523 | $983 | +45% |
| Year 15 | $21,943 | $2,627 | +119% |
| Year 20 | $44,549 | $9,438 | +345% |
Assumes constant share price and reinvestment at current price. Actual results will vary. Try our DRIP Calculator for a customized projection with real historical data.
Payment Schedule
You must own shares before the ex-dividend date to receive the upcoming payment. Payment typically arrives 2-4 weeks after the ex-date.
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