Free Dividend Tracker — no holding cap, no credit card
Most "free" dividend trackers cap you at 10 holdings. REWD's free tier is genuinely unlimited — track every dividend, see safety signals on every stock, project future income, and use 20+ calculators without paying a cent or entering a card. Add automatic brokerage sync later, from $9.99/month.
What's actually free?
A free dividend tracker should let you do the core job — see what your holdings pay, when, and how that income is growing — without a paywall. The problem with most "free" plans is the fine print: a 10-holding cap, a transaction limit, or safety scores locked behind a subscription. You enter a real portfolio and hit the wall immediately.
REWD's free plan has no holding cap. You get dividend safety signals, income and DRIP projections, 2,500+ stock research pages, 400+ head-to-head comparisons, and 20+ dividend and FIRE calculators — all free, no credit card. The only feature reserved for paid plans is automatic brokerage sync; on the free plan you add holdings manually.
Everything included in the free plan
Unlimited holdings — no cap
Track a 5-stock starter portfolio or a 200-position income machine. REWD's free tier never caps how many holdings you can add, unlike trackers that stop you at 10.
Dividend safety signals, free
Payout ratio, yield-on-cost, and 5-year dividend CAGR on every holding and every stock page — surfaced free, not locked behind a research paywall.
2,500+ stock research pages
Dividend yield, history, growth rates, payout ratio, and ex-dividend dates for 2,500+ US dividend payers. No signup required to browse.
20+ free calculators
Dividend Calculator, DRIP, Yield-on-Cost, Coast FIRE, Barista FIRE, Lean FIRE, Fat FIRE, retirement number, and more — all free, all unlimited.
DRIP & income projections
Project future dividend income using each ticker's real 5-year growth history and model DRIP vs. cash-out scenarios — no subscription needed.
Cloud-saved portfolio
Create a free account to save your portfolio to the cloud and pick up where you left off on any device. No credit card, ever, on the free plan.
How free plans compare
| Tracker | Free holdings | Free brokerage sync |
|---|---|---|
| REWD | Unlimited | Manual entry (sync is paid) |
| Sharesight (free) | 10 holdings | No brokerage sync on free |
| Snowball Analytics (free) | 10 holdings | No brokerage link on free |
| MerryDiv (free) | 1 account / 50 transactions | 1 brokerage on free |
| Simply Safe Dividends | No free tier | Paid only ($468/yr) |
Free-tier limits current as of July 2026, verified against each provider's public pricing page. See the full dividend tracker comparison.
Frequently asked questions
Is there a truly free dividend tracker?
Yes. REWD's free plan tracks unlimited holdings with dividend safety signals, income projections, 2,500+ stock research pages, and 20+ calculators at no cost and with no credit card. Only automatic brokerage sync requires a paid plan, starting at $9.99/month.
What's the catch with a free dividend tracker?
With most 'free' trackers the catch is a holding cap (Sharesight and Snowball stop you at 10) or a transaction cap (MerryDiv at 50), designed to force an upgrade the moment you enter a real portfolio. REWD's free tier has no holding cap. The one thing reserved for paid plans is automatic brokerage sync — on the free plan you add holdings manually.
Can I use the free dividend tracker without signing up?
You can browse all 2,500+ stock research pages, head-to-head comparisons, and every calculator with no account at all. To save a portfolio to the cloud and track it over time, create a free account — no credit card required.
What do I get if I upgrade from the free plan?
Paid plans add automatic brokerage sync via SnapTrade (read-only, SOC 2 Type II certified) across 100+ brokerages, so your holdings and dividend payments update automatically instead of by manual entry. Base is $9.99/month for one brokerage; Unlimited is $19.99/month for unlimited brokerages, plus a dividend calendar and per-lot yield-on-cost tracking.
Is the free dividend tracker good for beginners?
Yes — it's built for someone starting a dividend portfolio. Start with the calculators to plan, browse research pages to pick holdings, add them to a free portfolio, and watch your projected income grow. When you're tired of updating holdings by hand, sync your brokerage.
Start tracking for free
Unlimited holdings, safety signals, and every calculator — free forever. Add brokerage sync whenever you're ready.
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Past performance does not guarantee future results. All projections are hypothetical estimates based on user-provided inputs and may differ materially from actual outcomes.
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