Best Simply Safe Dividends Alternatives in 2026
The best Simply Safe Dividends alternative for most US dividend investors is REWD — a free tier with no holding cap, automatic sync across 100+ brokerages from $9.99/month, and 20+ FIRE calculators. Below: six alternatives compared on pricing, free tier, and brokerage sync. Updated July 2026.
Disclosure: REWD is the publisher of this comparison. Competitor pricing and limits verified against each provider's public website; we link every product so you can check for yourself.
Why investors look for a Simply Safe Dividends alternative
Simply Safe Dividends earns its reputation on research quality, so the search for a Simply Safe Dividends alternative is almost always about two things: the $468/year price with no free tier, and the manual-entry workflow — there's no automatic brokerage sync, so every buy, sell, and reinvestment is yours to type in. Investors who want the income tracking to run itself, and who are comfortable reading payout ratios and growth trends without a proprietary score, can get most of the day-to-day value elsewhere for a fraction of the cost.
The alternatives at a glance
| Tracker | Free tier | Paid from | Brokerage sync |
|---|---|---|---|
| 1. REWD | Unlimited holdings | $9.99/mo | 100+ (SnapTrade) |
| 2. TrackYourDividends | Limited features | $9.99/mo Premium | Plaid-powered |
| 3. MerryDiv | 1 account, 50 transactions | $5.99/mo Premium | 12,000+ institutions via Plaid |
| 4. DivTracker | Trial only | $6.99/mo Ultimate | Direct US brokerage sync |
| 5. The Dividend Tracker | Ad-supported, ~10 holdings | Up to ~$16.99/mo Pro | Plaid + SnapTrade + CSV |
| 6. Empower | Full dashboard is free | Free | Yodlee account aggregation |
#1 pick
REWD — best Simply Safe Dividends alternative for US dividend investors
REWD is a dividend tracker purpose-built for investors working toward financial independence: every dividend tracked automatically, forward income projections from real 5-year growth rates, and a planning suite Simply Safe Dividends doesn't offer.
- Free dividend safety signals on every stock page (vs. $468/yr paywall)
- Automatic brokerage sync — Simply Safe is manual-entry only
- 20+ free calculators for portfolio and FIRE planning
- $9.99/mo Base plan is roughly 75% cheaper than Simply Safe's $468/yr
- 2,500+ stock research pages vs. paywalled proprietary research
More Simply Safe Dividends alternatives worth considering
2. TrackYourDividends
Minimalist income tracker. Pricing: $9.99/mo Premium — free tier available.
- Clean, uncluttered UI
- Income-focused feature set
3. MerryDiv
Plaid-first free tracker. Pricing: $5.99/mo Premium — free plan: 1 brokerage, 50 tx.
- Cheapest paid tier in the category ($5.99/mo)
- Broadest institutional coverage via Plaid
4. DivTracker
Mobile-first dividend app. Pricing: $6.99/mo Ultimate — free trial only — no permanent free tier.
- Clean, fast mobile-first experience (iPhone + desktop)
- Cheap paid tier ($6.99/mo)
5. The Dividend Tracker
Consumer freemium app. Pricing: Up to ~$16.99/mo Pro — free tier is ad-supported (~10 holdings).
- Polished native iOS + Android apps
- Strong app-store review base
6. Empower
Free net-worth dashboard. Pricing: Free — monetized via wealth-advisory upsell.
- Completely free with no paywalls
- Full wealth dashboard (net worth, budgeting, retirement)
Simply Safe Dividends alternatives — FAQ
What is the best Simply Safe Dividends alternative?
For US dividend investors, REWD is the strongest Simply Safe Dividends alternative: a free tier with unlimited holdings, automatic sync across 100+ brokerages from $9.99/month, a free dividend safety score, and 20+ FIRE calculators. Simply Safe's Dividend Safety Score is widely regarded as the most rigorous methodology in the industry. If safety scoring is worth $468/yr to you and you're fine with manual entry, it's a defensible choice. For most investors, REWD's free safety signals plus automatic sync plus calculators deliver 80% of the value at a fraction of the price.
Is there a free Simply Safe Dividends alternative?
Yes. REWD's free plan has no holding cap and includes dividend safety signals, 2,500+ stock research pages, and every calculator. For reference, Simply Safe Dividends's free tier is: None — paid-only service.
How much does Simply Safe Dividends cost?
Simply Safe Dividends is priced at $468/year ($39/mo billed annually) (No free tier). Alternatives range from genuinely free (REWD free tier, Digrin) to $9.99–$19.99/month for automatic sync.
Why do investors switch away from Simply Safe Dividends?
Simply Safe Dividends earns its reputation on research quality, so the search for a Simply Safe Dividends alternative is almost always about two things: the $468/year price with no free tier, and the manual-entry workflow — there's no automatic brokerage sync, so every buy, sell, and reinvestment is yours to type in. Investors who want the income tracking to run itself, and who are comfortable reading payout ratios and growth trends without a proprietary score, can get most of the day-to-day value elsewhere for a fraction of the cost.
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