Best Empower Alternatives in 2026
The best Empower alternative for most US dividend investors is REWD — a free tier with no holding cap, automatic sync across 100+ brokerages from $9.99/month, and 20+ FIRE calculators. Below: six alternatives compared on pricing, free tier, and brokerage sync. Updated July 2026.
Disclosure: REWD is the publisher of this comparison. Competitor pricing and limits verified against each provider's public website; we link every product so you can check for yourself.
Why investors look for a Empower alternative
Empower (formerly Personal Capital) is the default “free” answer in most roundups, and as a net-worth dashboard it's genuinely good. But it isn't a dividend tracker: there's no dividend calendar, no safety scoring, no yield-on-cost or income projections — dividends are a footnote in a wealth-management product whose real business is advisory sales, which is why signing up invites calls pitching their services. Investors who actually want to track and grow dividend income need a purpose-built tool.
The alternatives at a glance
| Tracker | Free tier | Paid from | Brokerage sync |
|---|---|---|---|
| 1. REWD | Unlimited holdings | $9.99/mo | 100+ (SnapTrade) |
| 2. Digrin | Full dividend portfolio tracking | Low-cost premium | Trading 212 + Interactive Brokers direct, plus CSV import |
| 3. Stock Events | Limited watchlist slots; sync locked to Pro | ~$49.99/yr Pro | Select brokerage 'Connect' add-on (Pro) + spreadsheet import |
| 4. Sharesight | 10 holdings | $19/mo Premium | 200+ brokers across 60+ markets |
| 5. Snowball Analytics | 1 portfolio, 10 holdings, 1 watchlist | Starter $9/mo · Investor $15/mo · Expert $25/mo | 1,000+ via Yodlee and SnapTrade |
| 6. Simply Safe Dividends | None — paid-only service | $468/year ($39/mo billed annually) | None (manual entry only) |
#1 pick
REWD — best Empower alternative for US dividend investors
REWD is a dividend tracker purpose-built for investors working toward financial independence: every dividend tracked automatically, forward income projections from real 5-year growth rates, and a planning suite Empower doesn't offer.
- Purpose-built for dividends: calendar, safety scoring, yield-on-cost, DRIP (Empower has none of these)
- No wealth-advisory sales calls
- 20+ FIRE and dividend calculators
- 2,500+ dividend stock research pages
- Automatic brokerage sync focused on dividend income, not just balances
More Empower alternatives worth considering
2. Digrin
Free dividend-growth tracker. Pricing: Low-cost premium — free core plan; brokerage sync is narrow.
- Genuinely free, trusted in the dividend-growth community
- Per-stock dividend history + yield-on-cost pages
3. Stock Events
Mobile dividend & events tracker. Pricing: ~$49.99/yr Pro — brokerage sync is a Pro-gated add-on.
- Best-in-class mobile UX with a dividend/earnings timeline
- Ad-free, polished design
4. Sharesight
Global multi-currency tracker. Pricing: $19/mo Premium — free plan capped at 10 holdings.
- Tracks 700,000+ stocks across 60+ global markets
- Strong tax reporting (20-year history, multi-jurisdiction)
5. Snowball Analytics
Polished UI tracker. Pricing: Starter $9/mo · Investor $15/mo · Expert $25/mo — free plan capped at 1 portfolio / 10 holdings; brokerage link requires paid.
- Beautifully designed web + mobile app
- Dividend rating system (safety proxy)
6. Simply Safe Dividends
Dividend safety scoring authority. Pricing: $468/year ($39/mo billed annually) — no free tier.
- Gold-standard Dividend Safety Score methodology
- Research-driven cut warnings and sector commentary
Empower alternatives — FAQ
What is the best Empower alternative?
For US dividend investors, REWD is the strongest Empower alternative: a free tier with unlimited holdings, automatic sync across 100+ brokerages from $9.99/month, a free dividend safety score, and 20+ FIRE calculators. If you want a free, all-in-one net-worth dashboard and dividends are incidental, Empower is hard to beat on price. If dividend income is the point — tracking it, projecting it, retiring on it — REWD is the specialist tool, without the advisory sales pitch.
Is there a free Empower alternative?
Yes. REWD's free plan has no holding cap and includes dividend safety signals, 2,500+ stock research pages, and every calculator. For reference, Empower's free tier is: Full dashboard is free.
How much does Empower cost?
Empower is priced at Free (Monetized via wealth-advisory upsell). Alternatives range from genuinely free (REWD free tier, Digrin) to $9.99–$19.99/month for automatic sync.
Why do investors switch away from Empower?
Empower (formerly Personal Capital) is the default “free” answer in most roundups, and as a net-worth dashboard it's genuinely good. But it isn't a dividend tracker: there's no dividend calendar, no safety scoring, no yield-on-cost or income projections — dividends are a footnote in a wealth-management product whose real business is advisory sales, which is why signing up invites calls pitching their services. Investors who actually want to track and grow dividend income need a purpose-built tool.
Try the #1 Empower alternative free
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