Best Empower Alternatives in 2026
The best Empower alternative for most US dividend investors is REWD — a free tier with no holding cap, automatic sync across 40+ brokerages from $9.99/month, and 20+ FIRE calculators. Below: six alternatives compared on pricing, free tier, and brokerage sync. Updated August 2026.
Disclosure: REWD is the publisher of this comparison. Competitor pricing and limits verified against each provider's public website; we link every product so you can check for yourself.
Why investors look for a Empower alternative
Empower (formerly Personal Capital) is the default “free” answer in most roundups, and as a net-worth dashboard it's genuinely good. But it isn't a dividend tracker: there's no dividend calendar, no safety scoring, no yield-on-cost or income projections — dividends are a footnote in a wealth-management product whose real business is advisory sales, which is why signing up invites calls pitching their services. Investors who actually want to track and grow dividend income need a purpose-built tool.
The alternatives at a glance
| Tracker | Free tier | Paid from | Brokerage sync |
|---|---|---|---|
| 1. REWD | Unlimited holdings | $9.99/mo | 40+ (SnapTrade) |
| 2. Digrin | Full dividend portfolio tracking | Low-cost premium | Trading 212 + Interactive Brokers direct, plus CSV import |
| 3. Stock Events | Limited watchlist slots; sync locked to Pro | ~$49.99/yr Pro | Select brokerage 'Connect' add-on (Pro) + spreadsheet import |
| 4. Getquin | Unlimited connections and holdings; dividend forecasting paywalled | Premium €89.99/yr · Wealth €149.99/yr | Open-banking connections (EU-centric) + CSV; US coverage undocumented |
| 5. Portseido | 1 portfolio, 50 transactions (lifetime cap) | Plus $8/mo · Pro $12/mo (billed annually; $10/$15 monthly) | No API sync — file import from 100+ brokers (CSV/XLSX) |
| 6. Infnits | Brokerage sync, safety scores, and calendar included free; no stated caps | Free · Pro $6.99/mo or $69.99/yr | 20+ US brokerages via SnapTrade + Plaid |
#1 pick
REWD — best Empower alternative for US dividend investors
REWD is a dividend tracker purpose-built for investors working toward financial independence: every dividend tracked automatically, forward income projections from real 5-year growth rates, and a planning suite Empower doesn't offer.
- Purpose-built for dividends: calendar, safety scoring, yield-on-cost, DRIP (Empower has none of these)
- No wealth-advisory sales calls
- 20+ FIRE and dividend calculators
- 2,500+ dividend stock research pages
- Automatic brokerage sync focused on dividend income, not just balances
More Empower alternatives worth considering
2. Digrin
Free dividend-growth tracker. Pricing: Low-cost premium — free core plan; brokerage sync is narrow.
- Genuinely free, trusted in the dividend-growth community
- Per-stock dividend history + yield-on-cost pages
3. Stock Events
Mobile dividend & events tracker. Pricing: ~$49.99/yr Pro — brokerage sync is a Pro-gated add-on.
- Best-in-class mobile UX with a dividend/earnings timeline
- Ad-free, polished design
4. Getquin
European wealth tracker with a social community. Pricing: Premium €89.99/yr · Wealth €149.99/yr — annual-only billing; dividend KPIs and forecasting sit in Premium.
- Generous free tier: unlimited bank/broker connections and no holdings cap at €0
- True net-worth scope — brokerages, bank accounts, crypto, and other assets in one place
5. Portseido
Multi-currency import-based tracker. Pricing: Plus $8/mo · Pro $12/mo (billed annually; $10/$15 monthly) — free tier capped at 50 transactions lifetime; no automatic broker sync.
- Serious performance analytics: time-weighted and money-weighted returns, index benchmarking in your base currency
- Genuinely global — consolidates brokers, currencies, and 60+ exchanges
6. Infnits
Free mobile-first safety-score tracker. Pricing: Free · Pro $6.99/mo or $69.99/yr — pro price is only published in the app stores — infnits.com has no pricing page.
- Free brokerage auto-sync (SnapTrade + Plaid) with no stated caps — rare in the category
- Distinctive safety methodology: holdings graded against actual 2008 and 2020 dividend-cut history
Empower alternatives — FAQ
What is the best Empower alternative?
For US dividend investors, REWD is the strongest Empower alternative: a free tier with unlimited holdings, automatic sync across 40+ brokerages from $9.99/month, a free dividend safety score, and 20+ FIRE calculators. If you want a free, all-in-one net-worth dashboard and dividends are incidental, Empower is hard to beat on price. If dividend income is the point — tracking it, projecting it, retiring on it — REWD is the specialist tool, without the advisory sales pitch.
Is there a free Empower alternative?
Yes. REWD's free plan has no holding cap and includes dividend safety signals, 2,500+ stock research pages, and every calculator. For reference, Empower's free tier is: Full dashboard is free.
How much does Empower cost?
Empower is priced at Free (Monetized via wealth-advisory upsell). Alternatives range from genuinely free (REWD free tier, Digrin) to $9.99–$19.99/month for automatic sync.
Why do investors switch away from Empower?
Empower (formerly Personal Capital) is the default “free” answer in most roundups, and as a net-worth dashboard it's genuinely good. But it isn't a dividend tracker: there's no dividend calendar, no safety scoring, no yield-on-cost or income projections — dividends are a footnote in a wealth-management product whose real business is advisory sales, which is why signing up invites calls pitching their services. Investors who actually want to track and grow dividend income need a purpose-built tool.
Try the #1 Empower alternative free
Unlimited holdings on the free plan. Automatic brokerage sync from $9.99/mo when you're ready. Cancel anytime.
Start FreeSee also: best dividend tracker apps compared · REWD vs Empower · free dividend tracker.
This tool is for educational and informational purposes only and does not constitute investment, financial, tax, or legal advice. Consult a licensed professional before making investment decisions.
Past performance does not guarantee future results. All projections are hypothetical estimates based on user-provided inputs and may differ materially from actual outcomes.
By using this tool you agree to our Terms of Service and Privacy Policy.