Capitally Alternative: REWD vs Capitally
Side-by-side comparison of REWD and Capitally (privacy-first all-asset tracker for DIY investors) on pricing, brokerage sync, dividend features, and FIRE planning. Updated June 2026.
Disclosure: REWD is the publisher. We've verified Capitally's features against their public website and tried to be fair. Pricing current as of June 2026.
Why investors look for a Capitally alternative
Capitally is built for a specific investor: European, multi-asset, privacy-conscious, and happy to trade convenience for control. Its data is encrypted on-device and it deliberately offers no broker linking — which means every update arrives by CSV paste or manual entry, forever. For US dividend investors the friction list is concrete: there is no free tier at all (14-day trial, then a minimum of €80/year), the entry tier caps at 50 assets and one project, there's no dividend safety scoring (it's a total-return tracker first), no native mobile apps, and no auto-sync story for US brokerages. The analytics are genuinely excellent; the workflow is the reason people leave.
REWD
Free dividend tracker + calculator + research platform purpose-built for US dividend investors pursuing FIRE.
- Free plan: Unlimited holdings + calculators + research
- Paid from: $9.99/mo (adds brokerage sync)
- Brokerages: 40+ via SnapTrade
- Stock research: 2,500+ pre-rendered pages
Capitally
Privacy-first all-asset tracker for DIY investors.
- Free tier: None — 14-day fully-featured trial
- Paid: Sailor €8/mo · Navigator €13/mo · Captain €25/mo
- Pricing note: No free tier — 14-day trial, then from €80/yr; entry tier caps at 50 assets
- Brokerages: None — CSV/Excel/JSON import with presets for 30+ brokers
Feature matrix
| Feature | REWD | Capitally |
|---|---|---|
| Free plan | Unlimited holdings + 30-day sync trial | None (14-day trial) |
| Starting paid price | $9.99/mo | €8/mo (50-asset cap) |
| Brokerage sync | 40+ automatic (SnapTrade) | None — CSV/manual only |
| Dividend safety score | Yes (free) | No |
| Dividend tax / multi-currency | Basic (US) | 14 jurisdictions, multi-currency |
| Asset classes | US dividend stocks/ETFs | Stocks, options, PE, real estate, crypto |
| Privacy | Standard account | On-device encryption |
| Platform | Web (any device) | Web/PWA (no native apps) |
Where Capitally wins
- Serious analytics: money- and time-weighted returns, after-tax performance, custom benchmarks, backtesting
- Best-in-class dividend tax handling for internationals — withholding preserved across 14 jurisdictions, full multi-currency
- Tracks everything: options with greeks, private equity, real estate, bonds, crypto staking — one income calendar for all of it
- Genuine privacy architecture: on-device encryption, no broker credentials ever shared
Where REWD wins
- Automatic brokerage sync across 40+ US brokerages — Capitally has none, by design
- A real free tier with unlimited holdings vs no free tier and a 50-asset entry cap
- Dividend safety signals free (Capitally has no safety scoring)
- US-first: USD pricing, US brokerage roster, US dividend data
- 2,500+ stock research pages + 20+ FIRE calculators around the tracker
Our verdict
Capitally wins for European and multi-jurisdiction investors who prioritize privacy and total-return analytics across every asset class — its tax handling has no REWD equivalent. REWD wins for US dividend investors who want automatic sync, a free tier, and dividend-first tooling. Notably, Capitally's own best-dividend-tracker guide recommends other tools for aggregation users — the no-sync workflow is a deliberate choice, so pick by whether you want it.
Capitally vs REWD — FAQ
Is REWD a good Capitally alternative?
Yes, especially for US dividend investors. REWD has a free tier with unlimited holdings, automatic sync across 40+ brokerages from $9.99/month, a free dividend safety score, DRIP projections, and 20+ FIRE calculators. Capitally wins for European and multi-jurisdiction investors who prioritize privacy and total-return analytics across every asset class — its tax handling has no REWD equivalent. REWD wins for US dividend investors who want automatic sync, a free tier, and dividend-first tooling. Notably, Capitally's own best-dividend-tracker guide recommends other tools for aggregation users — the no-sync workflow is a deliberate choice, so pick by whether you want it.
How much does Capitally cost compared to REWD?
Capitally is priced at Sailor €8/mo · Navigator €13/mo · Captain €25/mo (No free tier — 14-day trial, then from €80/yr; entry tier caps at 50 assets). REWD is free to start, with automatic brokerage sync from $9.99/month and an Unlimited plan at $19.99/month.
Does Capitally sync with your brokerage automatically?
Capitally: None — CSV/Excel/JSON import with presets for 30+ brokers. REWD syncs 40+ brokerages via SnapTrade with read-only, SOC 2 Type II certified access you can revoke at any time.
Is there a free Capitally alternative?
REWD's free tier includes unlimited manual holdings, dividend safety signals, 2,500+ stock research pages, and 20+ calculators at no cost. By comparison, Capitally's free tier is: None — 14-day fully-featured trial.
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This tool is for educational and informational purposes only and does not constitute investment, financial, tax, or legal advice. Consult a licensed professional before making investment decisions.
Past performance does not guarantee future results. All projections are hypothetical estimates based on user-provided inputs and may differ materially from actual outcomes.
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