BTCI vs DGRO: Dividend Comparison
Dividend data as of
NEOS Bitcoin High Income ETF (BTCI) and iShares Core Dividend Growth ETF (DGRO) are both in the ETF sector, making them natural rivals for dividend investors. DGRO offers a significantly higher 2.02% yield compared to BTCI's 0.47%, a gap of 1.55%. For dividend growth, DGRO leads with a 5-year CAGR of 7.9% versus BTCI's 0.6%. DGRO is a Dividend Challenger with 9 years of consecutive increases.
Verdict
Yield Analysis
DGRO yields 1.55% more than BTCI. In dollar terms, BTCI pays $15.52/share vs DGRO's $1.45/share annually.
Dividend Growth
BTCI: Dividend growth has been steady, with a 3-year CAGR of 0.6% and a 5-year CAGR of 0.6% (10-year: 0.6%).
DGRO: Dividend growth is slowing — the 3-year CAGR of 5.0% trails the 5-year rate of 7.9% and the 10-year rate of 12.6%.
Dividend Safety
Estimated Annual Dividend Income
Based on current dividend yields. Actual income may vary.
What does $10,000 buy in BTCI vs DGRO today?
At $34.56 per share, $10,000 buys about 289.4 shares of NEOS Bitcoin High Income ETF (BTCI). Each share pays $15.52 per year in dividends, so the position starts out generating roughly $4,492 per year — about $374 a month.
At $73.66 per share, $10,000 buys about 135.8 shares of iShares Core Dividend Growth ETF (DGRO). Each share pays $1.45 per year in dividends, so the position starts out generating roughly $197 per year — about $16 a month.
BTCI is the larger income stream from day one: $4,295 per year more on the same $10,000 invested.
What could $10,000 of BTCI or DGRO income look like in 10 years?
NEOS Bitcoin High Income ETF (BTCI) has raised its dividend about 0.6% a year over the past five years. If that pace held, the $47 per year that $10,000 generates today at the current 0.47% yield would reach $49 per year by 2036 — a 0.5% yield on the original cost.
iShares Core Dividend Growth ETF (DGRO) has raised its dividend about 7.9% a year over the past five years. If that pace held, the $202 per year that $10,000 generates today at the current 2.02% yield would reach $430 per year by 2036 — a 4.3% yield on the original cost.
On those trailing rates, DGRO pays more in 2036: $430 versus $49 per year. The projection assumes each five-year growth rate persists and no dividends are reinvested — real payouts will differ.
When would BTCI's dividend growth overtake DGRO's higher yield?
It doesn't, on the trailing numbers. iShares Core Dividend Growth ETF (DGRO) yields more today (2.02% vs 0.47%) and has also grown its dividend at least as fast (7.9% vs 0.6% a year over five years). Unless BTCI accelerates its raises or DGRO stumbles, BTCI never closes the income gap — DGRO wins on both current income and growth.
Why is there no payout ratio for BTCI or DGRO?
REWD has neither an earnings-per-share figure nor a payout ratio for NEOS Bitcoin High Income ETF (BTCI) and iShares Core Dividend Growth ETF (DGRO) — typical for ETFs and covered-call funds, whose distributions are funded by the underlying portfolio (stock dividends, option premium, or return of capital) rather than a single company's earnings. For a fund, judge sustainability by the distribution history and the strategy behind it, not a payout ratio.
Which fits an early-retirement income portfolio better, BTCI or DGRO?
For income you need right now, iShares Core Dividend Growth ETF (DGRO) leads: $100,000 invested today pays about $168 a month at the current 2.02% yield, versus $39 a month from NEOS Bitcoin High Income ETF (BTCI) at 0.47%.
DGRO also leads on dividend growth (7.9% vs 0.6% a year over five years), so the trailing numbers favor it on both fronts.
On consistency: DGRO has raised its dividend 9 consecutive years.
Many income investors simply hold both — the mix pairs current yield with growth and spreads single-name risk. Whichever way you lean, dividends are never guaranteed; recheck the payout each quarter rather than setting and forgetting.
$10,000 with DRIP: projected annual income
If each holding keeps raising its dividend at its real 5-year rate and every payment is reinvested, a $10,000 position pays $52/yr in BTCI vs $526/yr in DGRO by year 10.
Assumes dividends are reinvested at the current yield and grow at each holding's trailing 5-year dividend CAGR. A projection, not a prediction — no price appreciation modeled.
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