AFL vs ULTY: Dividend Yield, Growth & Safety Comparison
Aflac Inc (AFL) from Financials and YieldMax Ultra Option Income Strategy ETF (ULTY) from N/A offer different dividend profiles for income-focused portfolios. ULTY offers a significantly higher 137.83% yield compared to AFL's 2.11%, a gap of 135.72%. For dividend growth, AFL leads with a 5-year CAGR of 15.1% versus ULTY's -88.4%. AFL is a Dividend Aristocrat with 41 years of consecutive increases.
Key Metrics Comparison
| Metric | AFL | ULTY |
|---|
| Dividend Yield | 2.11% | 137.83% |
| Annual Dividend | $2.44 | $45.23 |
| 5-Year CAGR | 15.1% | -88.4% |
| Payout Ratio | 34% | N/A |
| Consecutive Years | 41 | 0 |
| Price | $115.04 | $34.47 |
Yield Comparison
YieldMax Ultra Option Income Strategy ETF (ULTY) currently yields 137.83%, which is high for the broader market. That's 135.72% more than Aflac Inc (AFL), which yields 2.11%. In dollar terms, ULTY pays $45.23/share annually versus AFL's $2.44/share.
Dividend Growth
Over the past five years, AFL has grown its dividend at a 15.1% CAGR compared to ULTY's -88.4%. AFL: Dividend growth is accelerating — the 3-year CAGR of 35.7% exceeds the 5-year rate of 15.1% and the 10-year rate of 15.7%. ULTY: Dividend growth has been steady, with a 3-year CAGR of -88.4% and a 5-year CAGR of -88.4% (10-year: -88.4%).
Dividend Safety
AFL's dividend safety is rated "Safe." The payout ratio of 34% is well within sustainable levels, leaving room for future increases. Earnings cover the dividend 2.8x. ULTY's dividend safety is rated "Unknown." Insufficient data to assess dividend safety.
Income Comparison
A $10,000 investment in ULTY generates approximately $13783/year in dividend income, compared to $211/year from AFL — a difference of $13572/year. At $100,000, that gap widens to $135720/year.
Verdict
- Best for income: ULTY
- Best for growth: AFL
- Best for safety: AFL
Frequently Asked Questions
Which has a higher dividend yield, AFL or ULTY?
YieldMax Ultra Option Income Strategy ETF (ULTY) has a higher dividend yield of 137.83% compared to Aflac Inc (AFL) at 2.11%.
Is AFL or ULTY a better dividend growth stock?
Aflac Inc has the stronger dividend growth with a 5-year CAGR of 15.1%, compared to YieldMax Ultra Option Income Strategy ETF's -88.4%.
Which is safer for dividend income, AFL or ULTY?
Aflac Inc's dividend safety is rated "Safe" while YieldMax Ultra Option Income Strategy ETF is rated "Unknown." The payout ratio of 34% is well within sustainable levels, leaving room for future increases. Earnings cover the dividend 2.8x.
How much income does $10,000 in AFL vs ULTY generate?
A $10,000 investment in AFL generates approximately $211/year in dividends, while the same amount in ULTY generates about $13783/year.
Is AFL or ULTY a Dividend Aristocrat?
Aflac Inc is a Dividend Aristocrat with 41 consecutive years of increases. YieldMax Ultra Option Income Strategy ETF does not currently qualify for aristocrat status.
AFL vs ULTY: which is better for retirement income?
It depends on your priorities. ULTY for current income, AFL for dividend growth, AFL for safety. Many retirement investors hold both for diversification.
AFL Dividend Analysis | ULTY Dividend Analysis | All Comparisons | Comparison Tool