Dividend Tax Calculator
Estimate how much tax you'll owe on your dividend income. Compare qualified vs ordinary dividend tax rates based on your filing status and income level.
Tax Details
Most US stock dividends held 60+ days
REITs, short-term holdings, some foreign stocks
Tax Comparison: Qualified vs Ordinary
Qualified dividends receive preferential tax rates (0%, 15%, or 20%). Holding stocks for 60+ days typically qualifies the dividend for lower rates.
Tax-Saving Tips
- Hold dividend stocks in tax-advantaged accounts (IRA, 401k, Roth) for zero current tax on dividends.
- Hold stocks for at least 60 days around the ex-dividend date to qualify for lower qualified rates.
- Put REITs and bond funds in tax-advantaged accounts since they pay ordinary dividends.
- If your income is below $47,025, your qualified dividends are taxed at 0%.
Based on 2025 tax brackets. This is an estimate only — consult a tax professional for advice specific to your situation.
This tool is for educational and informational purposes only and does not constitute investment, financial, tax, or legal advice. Consult a licensed professional before making investment decisions.
Past performance does not guarantee future results. All projections are hypothetical estimates based on user-provided inputs and may differ materially from actual outcomes.
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