JEPI vs SCHD: Dividend Yield, Growth & Safety Comparison
JPMorgan Equity Premium Income ETF (JEPI) and Schwab US Dividend Equity ETF (SCHD) are both in the ETF sector, making them natural rivals for dividend investors. JEPI offers a significantly higher 8.06% yield compared to SCHD's 3.51%, a gap of 4.55%. For dividend growth, SCHD leads with a 5-year CAGR of 8.7% versus JEPI's 4.9%. SCHD is a Dividend Contender with 14 years of consecutive increases.
Key Metrics Comparison
| Metric | JEPI | SCHD |
|---|
| Dividend Yield | 8.06% | 3.51% |
| Annual Dividend | $4.74 | $1.05 |
| 5-Year CAGR | 4.9% | 8.7% |
| Payout Ratio | N/A | N/A |
| Consecutive Years | 0 | 14 |
| Price | $59.33 | $31.61 |
Yield Comparison
JPMorgan Equity Premium Income ETF (JEPI) currently yields 8.06%, which is high for the broader market. That's 4.55% more than Schwab US Dividend Equity ETF (SCHD), which yields 3.51%. In dollar terms, JEPI pays $4.74/share annually versus SCHD's $1.05/share.
Dividend Growth
Over the past five years, SCHD has grown its dividend at a 8.7% CAGR compared to JEPI's 4.9%. JEPI: Dividend growth is accelerating — the 3-year CAGR of 6.4% exceeds the 5-year rate of 4.9% and the 10-year rate of -3.1%. SCHD: Dividend growth has been steady, with a 3-year CAGR of 8.7% and a 5-year CAGR of 8.7% (10-year: 10.7%).
Dividend Safety
JEPI's dividend safety is rated "Unknown." Insufficient data to assess dividend safety. SCHD's dividend safety is rated "Unknown." Insufficient data to assess dividend safety.
Income Comparison
A $10,000 investment in JEPI generates approximately $806/year in dividend income, compared to $351/year from SCHD — a difference of $455/year. At $100,000, that gap widens to $4550/year.
Verdict
- Best for income: JEPI
- Best for growth: SCHD
Frequently Asked Questions
Which has a higher dividend yield, JEPI or SCHD?
JPMorgan Equity Premium Income ETF (JEPI) has a higher dividend yield of 8.06% compared to Schwab US Dividend Equity ETF (SCHD) at 3.51%.
Is JEPI or SCHD a better dividend growth stock?
Schwab US Dividend Equity ETF has the stronger dividend growth with a 5-year CAGR of 8.7%, compared to JPMorgan Equity Premium Income ETF's 4.9%.
How much income does $10,000 in JEPI vs SCHD generate?
A $10,000 investment in JEPI generates approximately $806/year in dividends, while the same amount in SCHD generates about $351/year.
Is JEPI or SCHD a Dividend Aristocrat?
Schwab US Dividend Equity ETF is a Dividend Contender with 14 consecutive years of increases. JPMorgan Equity Premium Income ETF does not currently qualify for aristocrat status.
JEPI vs SCHD: which is better for retirement income?
It depends on your priorities. JEPI for current income, SCHD for dividend growth. Many retirement investors hold both for diversification.
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